Protecting the privacy and safeguarding the personal and financial information of our clients and website visitors is one of our highest priorities. The following Privacy Statement explains how NEXFIN collects and protects your personal information. References to "NEXFIN" in this Privacy Statement include all NEXFIN companies and divisions, including NEXFIN.IO
By opening a NEXFIN account or by using NEXFIN websites, you give your consent to the collection and use of personal information by NEXFIN as explained in this Privacy Statement.
Collection of personal information We collect your personal information directly from you and indirectly as a result of your relationship with us. NEXFIN may use the information collected from you to verify your identity and contact information, establish your trading account, issue you an account number and a secure password, maintain your account activity and contact you with account information, among other reasons. This information also helps us improve our services to you, customize your browsing experience and inform you about additional products, services or promotions that may be of interest to you.
You directly provide us with the majority of information we collect. This information includes your contact details, including name, mailing address, telephone number and e-mail address, personal identification data we are required by law to collect, including your passport number and/or tax identification number, and information required by law to assess your trading experience and risk tolerance, including your annual income, net worth and available risk capital. We also collect demographic information when you open an account, including gender, birth date, occupation and employment status.
You provide us with this information by completing the account application and related documentation, by sending us an e-mail or by submitting information in response to a promotion or special offer.
The information we collect indirectly from you includes your Internet protocol ("IP") address, browser type, operating system, Internet service provider (ISP), time stamps and transaction history.
Should you close your account with us, NEXFIN will retain your information, but only use it to comply with regulatory requirements and to periodically contact you to offer you the opportunity to reactivate your account or participate in other offers.
Sharing Personal Information with NEXFIN affiliates and Non-affiliated third parties NEXFIN does not sell, license, lease or otherwise disclose your personal information to any affiliate or third party for any reason, except as described below.
NEXFIN may share information with affiliates if the information is required to provide the product or service you have requested or to provide you the opportunity to participate in the products or services our affiliates offer.
To help us improve our services to you, we may engage another business to help us carry out certain internal functions, such as account processing, fulfillment, client service, client satisfaction surveys or other data collection activities relevant to our business. We may also provide a non-affiliated third party with client information from our database, including your name, address, phone number, and/or e-mail address, to help us analyze and identify client needs, notify clients of product and service offerings or conduct general marketing and market research for us.
NEXFIN also forges partnerships and alliances with non-affiliated third parties which offer high-quality products and services that might be of value to our clients. In order to ensure that these products and services meet your needs and are delivered in a manner that is useful and relevant, NEXFIN may share some personal information with these non-affiliated third parties.
We generally require that all non-affiliated third parties to which we provide your nonpublic personal information agree to keep your information confidential and use such information solely for the limited purpose for which we have engaged them, or as otherwise required by law. In addition, where offers are made to you by non-affiliated third parties, we generally require that they disclose that the offer is being extended because of your relationship with us. We also seek to ensure that these non-affiliated third parties maintain appropriate data security procedures to guard against unauthorized use of, or access to, your personal information.
When required by law, NEXFIN reserves the right to disclose your personal information to third parties or regulatory, law enforcement or other government authorities. We may also disclose your information to credit reporting or collection agencies, or when necessary to protect our rights or property.
The security of your personal information We employ security software, systems and procedures to offer you a safe and secure trading environment and to protect your personal, financial and trading information.
When you open an account with us, you are issued a unique account number, User ID and a password. Only a limited number of NEXFIN employees who have a need to know this information will have access to your account number, User ID, and password. Remember that you are ultimately responsible for maintaining the secrecy of your account number, User ID and password. We strongly recommend that you do not disclose this information to anyone.
On our websites and online account application we use technology to encrypt information transmitted by or to you. We use certificate authority (CA) certificates to authenticate our websites and secure trading and customer-facing applications, allowing you to verify that you are connected to our websites.
Changes to this Privacy Statement and Opting Out In the event NEXFIN materially changes this Privacy Statement, the revised Privacy Statement will promptly be posted to our websites. By opening an account with us, you are deemed to agree to accept posting of a revised Privacy Statement electronically on our website as actual notice to you.
Under certain circumstances, such as with respect to our sharing of your personal information with non-affiliated third parties, you may inform us that you would like to "opt out" by contacting us through the contact information listed below. Note that for joint accounts, an-opt out election made by one account owner of a joint account is applicable to all account owners of the joint account. An opt-out election must be made for each separate account you hold at NEXFIN.
Any dispute over our Privacy Statement is subject to this notice and the NEXFIN Customer Agreement. If you have any questions that this Privacy Statement does not address, please contact a Client Services representative.
You may contact NEXFIN for any reason under this Privacy Statement, or otherwise, as follows:
The nexfin Group of companies (collectively, "nexfin") is pleased to provide you with information, content, tools, products and services on the nexfin Sites (the term "nexfin Sites" refers to all nexfin websites, as well as to their content including products and services).
These Website Terms and Conditions also include important disclosures and information related to certain products and services. Your use of nexfin Sites is subject to these Website Terms and Conditions.
These Website Terms and Conditions are a binding agreement between you and nexfin. Your access to and use of this website constitutes your acceptance of these Website Terms and Conditions and any other legal notices and statements contained on this website.
Your use of nexfin Sites is governed by the version of the Website Terms and Conditions in effect on the date each nexfin Site is accessed by you.
nexfin may modify these Website Terms and Conditions at any time and without prior notice. You should review the most current version these Website Terms and Conditions by visiting an nexfin Site and clicking on the Website Terms and Conditions hyperlink located at the bottom of the page. Your continued access to and use of this website constitutes your acceptance of these Website Terms and Conditions as modified. The only notice of changes or modification to these Website Terms and Conditions will be by nexfin publishing revised Website Terms and Conditions on this website; nexfin will not separately notify you of any changes or modifications.
These Website Terms and Conditions are in addition to any other agreements between you and nexfin, including any customer or account agreements, and any other agreements that govern your use of information, content, tools, products and services available on and through the nexfin Sites.
USE OF nexfin SITES
The nexfin Sites are intended only for your personal, non-commercial use, unless you and nexfin have agreed otherwise in writing.
The information on this website is not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation. None of the services or products referred to in nexfin Sites are available to persons residing in any country where the provision of such services or products would be contrary to local law or regulation.
It is the responsibility of visitors to this website to ascertain the terms of and comply with any local law or regulation to which they are subject. Nothing on the nexfin Sites shall be considered a solicitation to buy or an offer to sell any product or service to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction.
The nexfin Sites are not intended to provide legal, tax or investment advice. You are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or tax professional regarding your specific situation.
The nexfin Sites are protected by applicable intellectual property laws. Except as expressly stated herein, you may not without nexfin's prior written permission alter, modify, reproduce, distribute or commercially exploit any materials, including text, graphics, video, audio, software code, user interface design or logos, from this or any nexfin Site.
If you link from another website to an nexfin Site, your website, as well as the link itself, may not, without nexfin's prior written permission, suggest that nexfin endorses, sponsors or is affiliated with any non- nexfin website, entity, service or product, and may not make use of any nexfin trademarks or service marks other than those contained within the text of the link.
The nexfin Sites, excluding third party content, are original works of authorship published by nexfin. nexfin has the exclusive rights to reproduce, display, prepare derivative works or distribute. The names, logos, trademarks, copyright and all other intellectual property rights in all of the material and software on this website are owned by nexfin or its licensors. All third-party owned materials contained on the website are reproduced with the permission of the respective owners.
Although the nexfin Sites including the products and services are accessible worldwide, not all features, products or services discussed, referenced, provided or offered through or on the Site are available to all persons or in all jurisdictions, or appropriate or available for use in certain jurisdictions. nexfin reserves the right to limit, in its sole discretion, the products and services it makes available, the provision and the quantity to any person.
nexfin reserves the right to change content, products and services, (including eligibility for particular features, products and/or services) without notice.
The nexfin Sites may include general news and information, commentary, interactive tools, quotes, research reports and data concerning the foreign exchange markets, other financial markets and other subjects.
Some of this content may be supplied by companies that are not affiliated with any nexfin Entity ("Third Party Content"). The source of all Third Party Content is clearly and prominently identified on nexfin Sites.
Third Party Content may be available through framed areas, through hyperlinks to third party web sites, or is simply published on the site. The Third Party Content is protected by applicable intellectual property laws and international treaties and is owned by or licenced from the Third Party Content provider(s) credited.
nexfin does not explicitly or implicitly endorse or approve such Third Party Content. The Third Party Content providers do not implicitly or explicitly endorse or approve the Third Party Content, nor should their content be construed as legal, tax or investment advice.
While nexfin makes every attempt to provide accurate and timely information to serve the needs of users, neither nexfin nor Third Party Content providers guarantee its accuracy, timeliness, completeness or usefulness, and are not responsible or liable for any such content, including any advertising, products, or other materials on or available from third party sites. Third Party Content is provided for informational purposes only and nexfin and Third Party Content providers specifically disclaim any liability for Third Party Content available on the site. You will use Third Party Content only at your own risk. The third party content is provided on an "as-is" basis. The third party content providers expressly disclaim all warranties of any kind, express or implied, including without limitation any warranty of merchantability, fitness for a particular purpose or non-infringement.
The third party content providers and their parents, subsidiaries, affiliates, service providers, licensors, officers, directors or employees shall not be liable for any direct, indirect, incidental, special or consequential damages arising out of or relating to the use or the inability to use the third party content, including but not limited to damages for loss of profits, use, data or other intangible damages, even if such party has been advised of the possibility of such damages.
While nexfin has made every effort to ensure the accuracy of the information on this website, the information and content on the website is subject to change without notice and is provided for the sole purpose of assisting traders to make independent investment decisions. nexfin has taken reasonable measures to ensure the accuracy of the information on the Web site. However, nexfin does not guarantee its accuracy, and will not accept liability for any loss or damage that may arise directly or indirectly from the content or your inability to access the Web site, for any delay in or failure of the transmission or the receipt of any instruction or notifications sent through this Web site.
All content on the nexfin Sites is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
Because all servers have limited capacity and are used by many people, do not use nexfin Sites in any manner that could damage or overburden any nexfin server, or any network connected to any nexfin server. Do not use nexfin Sites in any manner that would interfere with any other party's use of the nexfin Sites.
The nexfin website may contain links to websites operated by other parties. nexfin does not control the content or accuracy of information on such websites and does not otherwise endorse the material placed on such sites. The links are provided for your reference only and nexfin excludes all liability and responsibility for the content or operation of these third party websites.
nexfin does not make any express or implied warranties about the nexfin sites, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The nexfin sites are made available to you "as is" and "as available" and nexfin does not warrant that any defects or inaccuracies will be corrected.
nexfin does not warrant that the nexfin sites will meet your needs, or that they will be uninterrupted, timely, secure or error-free. nexfin also makes no warranty that the results obtained from the use of the nexfin sites will be accurate or reliable, or that the quality of any products, services, information, or other material purchased or obtained by you through the nexfin sites will meet your expectations.
To the maximum extent permitted by law, nexfin will not be liable for any consequential, incidental, special, direct, or indirect damages (including but not limited to lost profits, trading losses or damages that result from use or loss of use of the nexfin sites and third party content, inconvenience or delay). This is true even if nexfin has been advised of the possibility of such damages or losses.
Except as otherwise required by law, nexfin will not be liable to you or anyone else for any loss resulting from a cause over which such nexfin does not have direct control. This includes failure of electronic or mechanical equipment or communications lines (including telephone, cable and internet), unauthorised access, viruses, theft, operator errors, severe or extraordinary weather (including flood, earthquake, or other act of god), fire, war, insurrection, terrorist act, riot, labor dispute and other labor problems, accident, emergency or action of government.
If you live in a state, country or jurisdiction that does not allow the limitation or exclusion of liability or incidental or consequential damages, some or all of these limitations and exclusions may not apply to you.
As a condition of your use of the nexfin Sites, you agree to indemnify and hold nexfin and its Third Party Content providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of the nexfin Sites, or from your violation of these Terms.
It is your obligation to keep nexfin accounts numbers and passwords confidential. You acknowledge and agree that any instruction or communication transmitted to you or on your behalf via any nexfin Site is made at your own risk. You authorise nexfin to rely and act on, and treat as fully authorised and binding upon you, any instruction given to nexfin that nexfin believes to have been given by you or on your behalf by any agent or intermediary whom nexfin believe in good faith to have been duly authorised by you. You acknowledge and agree that nexfin shall be entitled to rely upon your account number and/or password to identify you and agree you will not disclose this information to anyone not duly authorised by you.
nexfin reserves the right to terminate your usage of the nexfin Sites at any time, for any reason, with or without cause and without prior notice.
If for any reason any provision of these Website Terms and Conditions is deemed invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
This Agreement is governed by and construed in accordance with the law of ST.Vincent and the Grenadines. The Courts of England have exclusive jurisdiction to settle any dispute arising in connection with the Agreement and both we and you submit to the jurisdiction of the courts of England and Wales.
Risk Warning: Our service includes products that are traded on margin and carry a risk of losses in excess of your deposited funds. The products may not be suitable for all investors. Please ensure that you fully understand the risks involved.